Bank of America, a pioneer in making banking services accessible to the middle class, was founded in San Francisco and in the 1960s, built the landmark modern skyscraper at 555 California Street for its corporate headquarters. , Temperatures reach or exceed 80 °F (27 °C) on an average of only 21 and 23 days a year at downtown and San Francisco International Airport (SFO), respectively. Above average rain years are often associated with warm El Niño conditions in the Pacific while dry years often occur in cold water La Niña periods. Of all major cities in the United States, San Francisco has the second-highest percentage of residents with a college degree, behind only Seattle.  SolTrans runs supplemental bus service between the Ferry Building and Vallejo.  In 2008, the MTA estimated that about 128,000 trips were made by bicycle each day in the city, or 6% of total trips. Chinatown Shootings May Be Tied to Gang", "Boy, 16, Arrested in S.F. , San Francisco is the first city in the U.S. to have a park within a 10-Minute Walk of every resident. In an effort to buoy small privately owned businesses in San Francisco and preserve the unique retail personality of the city, the Small Business Commission started a publicity campaign in 2004 to keep a larger share of retail dollars in the local economy, and the Board of Supervisors has used the planning code to limit the neighborhoods where formula retail establishments can set up shop, an effort affirmed by San Francisco voters. San Francisco—officially known as the City and County of San Francisco—is a consolidated city-county, a status it has held since the 1856 secession of what is now San Mateo County. U.S. Census Bureau. 4, 1948, p. 293. The centerpiece of the port, the Ferry Building, while still receiving commuter ferry traffic, has been restored and redeveloped as a gourmet marketplace. , Though located 13 miles (21 km) south of downtown in unincorporated San Mateo County, San Francisco International Airport (SFO) is under the jurisdiction of the City and County of San Francisco.  All 4-year-old children living in San Francisco are offered universal access to preschool through the Preschool for All program.  A total of 41 consulates general and 23 honorary consulates have offices in the San Francisco Bay Area.  The rainy period of November to April is slightly cooler, with the normal monthly mean temperature reaching its lowest in January at 51.3 °F (10.7 °C).  San Francisco became a center of Internet start-up companies during the dot-com bubble of the 1990s and the subsequent social media boom of the late 2000s (decade). The 2010 United States Census reported that San Francisco had a population of 805,235. T. he Diversity Style Guide is a resource to help journalists and other media professionals cover a complex, multicultural world with accuracy, authority and sensitivity..  All in all, UCSF operates more than 20 facilities across San Francisco.  Since 2010, San Francisco proper has attracted an increasing share of venture capital investments as compared to nearby Silicon Valley, attracting 423 financings worth US$4.58 billion in 2013.  Such cities are characterized by their ethnic clustering, network of international connectivity, and convergence of technological innovation. The San Francisco Bay Area is the sixth-largest television market and the fourth-largest radio market in the U.S. Entire neighborhoods such as the Marina, Mission Bay, and Hunters Point, as well as large sections of the Embarcadero, sit on areas of landfill.  The San Francisco Conservatory of Music, the only independent music school on the West Coast, grants degrees in orchestral instruments, chamber music, composition, and conducting. In 2013, 25 people were killed by car and truck drivers while walking and biking in the city and 9 car drivers and passengers were killed in collisions.  The high cost of living is due in part to restrictive planning laws which limit new residential construction.  The city's percentage of Hispanic residents is less than half of that of the state.  In 1835, William Richardson, a naturalized Mexican citizen of English birth, erected the first independent homestead, near a boat anchorage around what is today Portsmouth Square.  However, by 2016, San Francisco was rated low by small businesses in a Business Friendliness Survey. The Western Addition survived the 1906 earthquake with its Victorians largely intact, including the famous "Painted Ladies", standing alongside Alamo Square. According to a 2014 quality of life survey of global cities, San Francisco has the highest quality of living of any U.S.  The percentage of African Americans in San Francisco is similar to that of California. Minor earthquakes occur on a regular basis.  In 2007, the city expanded its Medicaid and other indigent medical programs into the Healthy San Francisco program, which subsidizes certain medical services for eligible residents. San Francisco has a large number of theaters and live performance venues. San Francisco Bay Ferry operates from the Ferry Building and Pier 39 to points in Oakland, Alameda, Bay Farm Island, South San Francisco, and north to Vallejo in Solano County. , The international character that San Francisco has enjoyed since its founding is continued today by large numbers of immigrants from Asia and Latin America. , The Folsom Street Fair (FSF) is an annual BDSM and leather subculture street fair that is held in September, capping San Francisco's "Leather Pride Week". There are 345,811 households in the city, out of which: 133,366 households (39%) were individuals, 109,437 (32%) were opposite-sex married couples, 63,577 (18%) had children under the age of 18 living in them, 21,677 (6%) were unmarried opposite-sex partnerships, and 10,384 (3%) were same-sex married couples or partnerships. The de Young Museum in Golden Gate Park features American decorative pieces and anthropological holdings from Africa, Oceania and the Americas, while Asian art is housed in the Asian Art Museum. They also protect neighborhoods directly to their east from the foggy and sometimes very cold and windy conditions experienced in the Sunset District; for those who live on the eastern side of the city, San Francisco is sunnier, with an average of 260 clear days, and only 105 cloudy days per year. Help arrived in 2018 with the unlikely case of Kenneth Humphrey, a San Francisco retiree accused of stealing $5 and a bottle of cologne from a neighbor in his housing complex for seniors at risk of displacement.  The 1980s also saw a dramatic increase in the number of homeless people in the city, an issue that remains today, despite many attempts to address it.  Neighborshoods with significant black populations include Fillmore District, Hunters Point, and Visitacion Valley. San Francisco crime statistics report an overall upward trend in crime based on data from 17 years with violent crime increasing and property crime increasing.  Additionally, it runs a historic streetcar line, which runs on Market Street from Castro Street to Fisherman's Wharf. The Haight is now home to some expensive boutiques and a few controversial chain stores, although it still retains some bohemian character. , To accommodate the large amount of San Francisco citizens who commute to the Silicon Valley daily, employers like Genentech, Google, and Apple have begun to provide private bus transportation for their employees, from San Francisco locations. . San Francisco later celebrated its regained grandeur with a World's fair, the Golden Gate International Exposition in 1939–40, creating Treasure Island in the middle of the bay to house it. KQED-FM is the most-listened-to National Public Radio affiliate in the country. A popular tourist destination, San Francisco is known for its cool summers, fog, steep rolling hills, eclectic mix of architecture, and landmarks, including the Golden Gate Bridge, cable cars, the former Alcatraz Federal Penitentiary, Fisherman's Wharf, and its Chinatown district. Twin Peaks, a pair of hills forming one of the city's highest points, forms an overlook spot.  By 1890, San Francisco's population approached 300,000, making it the eighth-largest city in the United States at the time. Accessed 12 Nov. 2020.  Amadeo Giannini's Bank of Italy, later to become Bank of America, provided loans for many of those whose livelihoods had been devastated. , Two recent decades have seen two booms driven by the internet industry. , The largest ancestry group of Hispanics in San Francisco County are of Mexican descent (52.7% of Hispanics) followed by Salvadoran descent (12.0% of Hispanics), Nicaraguan descent (8.0%), Guatemalan descent (5.3%), Puerto Rican descent (3.7%), Spaniard descent (2.9%), Peruvian descent (2.8%), Chilean descent (1.4%), Colombian descent (1.4%), Cuban descent (1.3%), Argentinian descent (1.1%), and those of other Hispanic ethnicity or of mixed Hispanic ethnicity (7.4%). Marathon: 26.2 miles of feel-good pain", "San Francisco selected to host America's Cup", "The Fittest and Fattest Cities in America", "Board of Supervisors – Does San Francisco have a City Council? 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