Metal credit cards are not that different from plastic cards; the only thing that distinguishes them is that the metal cards have a thin piece of metal with two plastic layers on each side. Everyone notices. A metal credit card is simply a credit card made out of metal. Our award-winning editors and reporters create honest and accurate content to help you make the right financial decisions. You have money questions. A rarity in the world of metal credit cards, the Amazon Business Prime American Express Card does not have an annual fee. Bankrate’s editorial team writes on behalf of YOU – the reader. It also proves what you already knew: metal credit cards say a lot about their cardholders. Just holding one in your hand can make you feel, well, good. Metal credit cards are credit cards that come with some form of metal which could include brass, copper, brushed stainless steel, titanium, gold, and even rare palladium. After all, once you put the metal card on the counter it tends to get noticed. Metal credit cards are not that different from plastic cards; the only thing that distinguishes them is that the metal cards have a thin piece of metal with two plastic layers on each side. browser has not been updated. What is a metal credit card? Upgrade Your Plastic Cards Today! Pros and cons of metal credit cards. What is OneCard? Ultimately there’s not much of a difference between metal credit cards and plastic ones — aside from the style points, the extra heft, and the satisfying, metallic clunk when you set it down on the table. A credit card that is exclusive, and exquisitely crafted with metal, because you deserve only the best. 4. Metal can make your credit card more durable so there is a degree of practicality with metal cards, but I think banks are using these cards as a way to generate interest and intrigue for their products — especially from people who like to feel a little special when they swipe or split a bill with friends, colleagues, homies, etc… To protect your account security, It’s hard to say for sure why metal credit cards are so popular, but one theory is that they’re perceived as a status symbol and cardholders like their weighty feel versus lighter, plastic alternatives. Fortunately, you won’t get in trouble if your credit card sets off a metal detector. All Rights Reserved. That's mainly due to its impressive 3X rewards rate on travel, … The content created by our editorial staff is objective, factual, and not influenced by our advertisers. © 2021 Bankrate, LLC. be unable to log in to Discover.com in the future if your These cards have historically been awarded to affluent people, and thus, there is a social perception that anyone who owns a black metal card is a powerful and respectable person. touch or with swipe gestures. Do you know about Discover's cash back program? It's the classic catch-22 for a student. But the heavyweights here are metal credit cards, with the lightest coming at a hefty 15 grams. I've had this card a month.. periodically I take metal cards i e black americanexpress, and other metallic or composite cards. Earn 60,000 Membership Rewards® points after you spend $4,000 on eligible purchases with your new card within the first 6 months. The Capital One® Savor® Cash Rewards Credit Card took the runner-up spot on our list of the best metal credit cards, and is ideal for those with good to excellent credit. website, please turn JavaScript on. Best metal credit cards for 2021. Why settle for plastic cards anymore? Card holders can earn unlimited 4% cash back on dining and entertainment, 2% at grocery stores, and 1% on all other purchases. you must update your browser as soon as possible. Metal credit cards come in brass, copper, brushed stainless steel and even gold and palladium, according to U.S. News & World Report. You usually need to pay a minimum $95 annual fee to have the prestige of owning one of the best metal credit cards. Some cards are metal-plastic hybrids; others are pure metal plates. However, there is one noteworthy difference: Metal credit cards cannot be shredded in the same fashion as plastic cards. Metal credit cards are cards made of titanium, stainless steel, alloys and other metals that weigh 10-27 grams per card (vs. 5 grams for a normal credit card). While metal credit cards aren’t exactly new, metal credit cards with no annual fee are still rare. However, you will need to have an Amazon Prime account (which annually costs $59 for students, $119 for personal accounts, and $179 for business accounts) to take full advantage of the cards benefits—including receiving a metal card. We value your trust. $200 Annual Airline Credit Toward Qualifying Airline Purchases $100 Global Entry Application Fee Credit Mastercard Gold Card members receive a one hundred dollar ($100) statement credit for the cost of the Global Entry application fee. So, why all the fuss about metal credit cards? browser to access this page. BR Tech Services, Inc. NMLS ID #1743443 | NMLS Consumer Access. Metal credit cards are geared to consumers with excellent credit, high incomes and frequent flyer lifestyles, and most are actually highly rated in terms of the rewards and benefits they offer. more in the Discover Help Center. Plastic credit cards tend to be fairly light, often around 5 grams. To find the best metal credit cards we studied a cross-section of cards to examine a variety of features and attributes. The strongest (least bendy) card is the Mastercard Black Card.For second place, there was a four-way tie between the Amex Platinum, Amex Business Platinum (which makes sense considering they use the same materials), the Amex Business Centurion and the Ritz-Carlton Rewards Card, each of which came in just half a millimeter behind the Mastercard Black Card. high quality, prestigious, secure and patented technology We’re transparent about how we are able to bring quality content, competitive rates, and useful tools to you by explaining how we make money. Now, many credit card companies realize how sought-after metal credit cards are, and have developed metal options for just about anyone in the market for a new credit card. 5.0. Based on 37 Reviews. Features Flexibility of redemption. UOB Lady’s Solitaire Metal Card is one of the more accessible metal credit cards and offers higher miles-earning rates than alternatives. Is a metal … These free rewards for eligible Discover cardmembers let you earn cash back from using your Discover card…. The reality is, the best credit card for you depends on the features you need the most, the rewards you want to earn and how you plan to use credit for the long haul. They are heavier, and are considered sleek and prestigious because they stand out from the majority of cards that are made of plastic. This typically means having a FICO score of 720 or higher, although card issuers tend to be tight-lipped about credit requirements. Our experts have been helping you master your money for over four decades. 2020.6 Update: The new no fee card Synchrony Verizon Visa Card is a metal card, and its weight is 17g. Nearly all credit card companies offering metal credit cards provide this service with a simple request from the account holder without charge. Cardholders are often looking for ways to add a touch of personalization and panache to their credit cards. Metal credit cards aren’t that different than traditional credit cards other than the fact they’re heavier and more durable. It functions exactly the same as a plastic credit card. Credit Cards Comparison. Plastic credit cards tend to be fairly light, often around 5 grams. Bankrate is compensated in exchange for featured placement of sponsored products and services, or your clicking on links posted on this website. UP TO 35,000 WELCOME MILES. Bankrate.com does not include all companies or all available products. In the here and now, heavy means weight, which brings us to the topic of the heaviest credit cards. Find out how you receive pre-approved credit card offers, what to look for and how you can opt-out. Some metal credit cards might set off metal detectors, so if this happens to you, you shouldn’t be surprised. Capital One® Venture® Rewards Credit Card. Enjoy Complimentary Priority Pass Lounge Access. Over the last decade, more and more card issuers have been ramping up their metal credit card offerings. Most of the time, metal credit cards are geared to consumers with excellent credit, high incomes and frequent flyer lifestyles, and most are actually highly rated in terms of the rewards and benefits they offer. Come on, you know it’s true! Metal credit cards are credit cards that are literally made from metal and usually offer accelerated rewards on travel and experiences, as well as access to prestigious banking benefits. Metal credit cards come in brass, copper, brushed stainless steel and even gold and palladium, according to U.S. News & World Report. Absolutely nothing has compared to the lion card … If you have what it takes to get approved for a metal credit card, here are the top cards to consider: The information for Citi Prestige Card has been collected independently by Bankrate.com. We are compensated in exchange for placement of sponsored products and, services, or by you clicking on certain links posted on our site. But unlike most metal credit cards, Apple’s new no-annual fee titanium card – which began to roll out in August – lets you flash the stylish metal without actually having to pay for the privilege of owning a metal card. How Can I Double My Rewards with Discover Cashback Match? 2020.6 Update: The new card US Bank Altitude Go turns out to be a metal card, although it has no annual fee. NEW-TO-UOB CARDS APPLICANTS Sign up by 30 April 2019 at a yearly card membership fee of S$642 (inclusive of GST) and charge a minimum of S$3,000 to your new Visa Infinite Metal Card within the first month of card issuance to receive an additional 10,000 welcome miles (total of 35,000 miles). Metal credit cards are more than a status symbol. Visa Infinite X Metal Credit Card Benefits Earn Evergreen 360° Rewards Points. History of metal credit cards Marking its 20th year, the American Express Centurion Card is the longest-lived existing metal card. how we make money. HIGH QUALITY, PRESTIGIOUS, SECURE AND PATENTED TECHNOLOGY. We follow strict guidelines to ensure that our editorial content is not influenced by advertisers. web browser. Credit cards are a fixture in many people’s lives. My primary credit card was compromised last week. You need to have credit to get credit. M P. 2021-01-11 12:33:46. Custom Metal Credit Cards. 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