The applicant should be a resident of India. Yes, you are eligible for a part or complete foreclosure after payment of 12 EMIs. 10 Trusty tips for taking a Personal loan, Andhra Bank Credit Card Customer Care Number, Axis Bank Credit Card Customer Care Number, Bandhan Bank Credit Card Customer Care Number, Bank Of Baroda Credit Card Customer Care Number, Bank Of Maharashtra Credit Card Customer Care Number, Canara Bank Credit Card Customer Care Number, Central Bank Of India Credit Card Customer Care Number, Citibank Credit Card Customer Care Number, City Union Bank Credit Card Customer Care Number, Corporation Bank Credit Card Customer Care Number, DCB Bank Credit Card Customer Care Number, Deutsche Bank Credit Card Customer Care Number, Dhanlaxmi Bank Credit Card Customer Care Number, Federal Bank Credit Card Customer Care Number, HDFC Bank Credit Card Customer Care Number, ICICI Bank Credit Card Customer Care Number, IDBI Bank Credit Card Customer Care Number, Indian Bank Credit Card Customer Care Number, Indian Overseas Bank Credit Card Customer Care Number, Indusind Bank Credit Card Customer Care Number, Jammu Kashmir Bank Credit Card Customer Care Number, Karnataka Bank Credit Card Customer Care Number, Karur Vysya Bank Credit Card Customer Care Number, Kotak Mahindra Bank Credit Card Customer Care Number, Lakshmi Vilas Bank Credit Card Customer Care Number, Oriental Bank Of Commerce Credit Card Customer Care Number, Punjab National Bank Credit Card Customer Care Number, Punjab Sind Bank Credit Card Customer Care Number, RBL Bank Credit Card Customer Care Number, South Indian Bank Credit Card Customer Care Number, State Bank Of Travancore Credit Card Customer Care Number, SVC Bank Credit Card Customer Care Number, Syndicate Bank Credit Card Customer Care Number, Tamilnad Mercantile Bank Credit Card Customer Care Number, UCO Bank Credit Card Customer Care Number, Union Bank Of India Credit Card Customer Care Number, Vijaya Bank Credit Card Customer Care Number, YES Bank Credit Card Customer Care Number, Oriental Bank of Commerce Fixed Deposit Rate, Shamrao Vithal Co-op Bank Fixed Deposit Rate, State Bank of Travancore Fixed Deposit Rate, Tamilnad Mercantile Bank Fixed Deposit Rate, Oriental Bank of Commerce Savings Account, Shamrao Vithal Co-op Bank Savings Account, Kotak Mahindra Recurring Deposit Interest Rates, Punjab National Recurring Deposit Interest Rates, IndusInd Recurring Deposit Interest Rates, Bank of Baroda Recurring Deposit Interest Rates, Karnataka Recurring Deposit Interest Rates, Central Bank of India Recurring Deposit Interest Rates, Corporation Recurring Deposit Interest Rates, Oriental Bank of Commerce Recurring Deposit Interest Rates, Union Bank of India Recurring Deposit Interest Rates, City Union Bank Recurring Deposit Interest Rates, Dhanlaxmi Recurring Deposit Interest Rates, Indian Overseas Recurring Deposit Interest Rates, Jammu &Kashmir Recurring Deposit Interest Rates, Lakshmi Vilas Recurring Deposit Interest Rates, Punjab & Sind Recurring Deposit Interest Rates, Shamrao Vithal Co-op Recurring Deposit Interest Rates, Citibank Recurring Deposit Interest Rates, South Indian Recurring Deposit Interest Rates, Deutsche Recurring Deposit Interest Rates, State Bank of Travancore Recurring Deposit Interest Rates, Bank of Maharashtra Recurring Deposit Interest Rates, Karur Vysya Bank Recurring Deposit Interest Rates, Syndicate Bank Recurring Deposit Interest Rates, UCO Bank Recurring Deposit Interest Rates, Tamilnad Mercantile Bank Recurring Deposit Interest Rates, Bank Of Maharashtra Home Loan Customer Care, Central Bank Of India Home Loan Customer Care, Indian Overseas Bank Home Loan Customer Care, Jammu Kashmir Bank Home Loan Customer Care, Kotak Mahindra Bank Home Loan Customer Care, Lakshmi Vilas Bank Home Loan Customer Care, Oriental Bank Of Commerce Home Loan Customer Care, Punjab National Bank Home Loan Customer Care, South Indian Bank Home Loan Customer Care, Tamilnad Mercantile Bank Home Loan Customer Care, Union Bank Of India Home Loan Customer Care, Bank Of India Car Loan Customer Care Number, Canara Bank Car Loan Customer Care Number, Central Bank Of India Car Loan Customer Care Number, City Union Bank Car Loan Customer Care Number, Corporation Bank Car Loan Customer Care Number, Federal Bank Car Loan Customer Care Number, Indian Bank Car Loan Customer Care Number, Indian Overseas Bank Car Loan Customer Care Number, Indusind Bank Car Loan Customer Care Number, Karur Vysya Bank Car Loan Customer Care Number, Kotak Mahindra Bank Car Loan Customer Care Number, Punjab National Bank Car Loan Customer Care Number, South Indian Bank Car Loan Customer Care Number, Syndicate Bank Car Loan Customer Care Number, Tamilnad Mercantile Bank Car Loan Customer Care Number, Union Bank Of India Car Loan Customer Care Number, 2.50% of the principle loan amount and subject to a minimum of Rs.1000 and maximum of Rs.25000, Salaried - No pre-payment permitted until repayment of 12 EMIs, Salaried - 13-24 Months - 4% of Principal Outstanding, 25-36 Months - 3% of Principal Outstanding> 36 Months - 2% of Principal Outstanding, No Due Certificate/No Objection Certificate (NOC), Charges for changing from fixed to floating rate of interest, NIL (However client would be charged interest for the interim period between date of loan disbursement and loan cancellation and processing fees would be retained. Sign in to your HDFC Bank personal loan account using username and password, under linked loans, click on the due amount. 30 lakh or less, because the bank charges relatively high interest rates of 10.75% to 21.30%, while other banks charge much less. Check Eligibility, Documents Required. HDFC Bank promises disbursement of the personal loan within 4 hours from approval. Personal loan can be repaid after a minimum of 12 EMIs are paid to the bank. At present, the processing fee is up to 0.50% of the loan amount or ₹3,000 whichever is higher, plus 18% GST. Yes. The interest rates on term deposits maturing between 2 to 10 years have remained unchanged under the new revision. Once HDFC Bank receives a completed application form along with the necessary supporting documents, it determines whether you are eligible for a personal loan. Carry documents that prove your identity (Passport, Aadhaar card, Voter ID Card), address (Voter ID card, Utility Bill, Passport), proof of income (IT returns, pay slips, bank statements, Form 16) , passport photographs and PAN card. Working in a reputed organisation can certainly get you a good deal on your personal loan. No, there is no need for security, collateral deposits, or guarantee in availing HDFC personal loans. Let us help you take control of your credit goals and unlock the door to your financial freedom. How do I apply for a Capital First personal loan. One can choose a repayment tenure between 1 year to 5 years. The interest rates are charged at the sole discretion of the bank and are subject to change. HDFC Bank Personal Loans in Gurgaon: Apply online with lowest Interest Rates 2018, EMI.Check Offers, Documents and Eligibility for personal loan and Choose the Best deal & offers with HDFC Bank in Gurgaon. You can take a Loan Against Deposit after three months from the date of deposit and up to 75% of the deposit amount, subject to the other terms and conditions framed by HDFC. At HDFC Bank, the interest rate for new car loan interest starts at just 8.10 per cent per annum, and you can even get a car loan for a maximum period of 7 years. Here is a look at the details of HDFC Bank's moratorium on loan EMIs. Our Home Loans are tailor made for salaried individuals as they offer an attractive rate of interest and a longer tenure. The EMI calculator will calculate your total payable amount, your monthly payment and the total payable interest. Check your Eligibility! You may avail a loan of Rs.50,000 to Rs.15 lakh depending on your earnings and the repayment capacity. However, only members who submit their complete credit data may avail credit information reports from CIBIL. One can choose a repayment tenure between 1 year to 5 years. It also helps you know the amount of interest you will be paying on your loan during the loan tenure. We help you understand your Credit Profile, Credit Information Report (CIR) and know where you stand. You can repay the loan through post-dated cheques, ECS or through a standing instruction to debit your HDFC Bank account with the EMI amount. HDFC offers home loans with EMIs starting from Rs. What is the processing fee on HDFC Bank personal loan? If you are found eligible, you will get an approval for a specific loan amount based on your criteria, requirement, and repayment capability. What are the modes of payment available to me to repay HDFC Bank personal loan? Manually calculating your EMI can be tedious and tiresome and prone to error. The primary documents needed to apply for a personal loan from HDFC will include identity proof, address proof and income proof. See the HDFC Bank Business Loan Interest Rates and then apply for the loan. Some of the information presented on this website has been collated from publicly available sources. The rate of interest table for HDFC Short Term Bridging Loan for the self-employed; Loan Slab Rate of Interest; Any amount of loan for the Commercial properties: 13.15%: Any amount of loan for the Residential properties: 12.30% with additional features such as flexible repayment options and top-up loan. The monthly EMIs that she will have to pay are given in the table given below: Customers who require additional funds over their existing home loan can opt for the HDFC Top-up loan facility. Due to her impressive credit score she is charged a relatively lower interest rate of 15% and a processing fee of 2% on her loan. You can check the status of your HDFC Bank personal loan online using your application number or call up the customer care for help with tracking your loan status. Please provide some details to get the best offers. Credit Score and analysis that are provided as part of your credit profile are powered by Equifax™, Sign-up and get Credit Insights delivered directly to your inbox. This benefit is only available over and above INR 1,50,000. We'll process your application faster too! FD interest rates HDFC Bank (below Rs 2 crore) effective from November 13, 2020: On deposits between 7 days and 29 days, HDFC Bank offers a 2.50 percent interest rate. We support customers with every kind of credit profile - those who are new to credit and have a minimal or nonexistent record; those who have a problematic history; and those who already enjoy a healthy profile. Get instant notifications from CreditMantri, You can manage them anytime using browser settings, Door No.3, Block B, No. After completion of the fixed rate period, the loan will switch to HDFC’s ARHL product, linked to HDFC’s Retail Prime Lending Rate (RPLR). and the tenure is subject to that of the existing loan. The FD interest rates in HDFC Bank for investments lesser than 2 crore rupees range from 4.00% to 6.65%; The HDFC Bank FD rates for investments above 2 crore rupees range from 4.50% to 6.00%; The highest HDFC FD interest rates paid are 6.65% p.a. Although both these banks have lowered home loan interest rates marginally, other banks in the country may not follow the same trend till April, 2020, as per industry experts. It provides an offer for women by reducing interest rates. Product name, logo, brands, and other trademarks featured or referred to within Credit Mantri are the property of their respective trademark holders. The interest rate on HDFC Bank personal loan starts from 11.25% onwards. Uh-oh! Gain an edge by connecting with us via email. (iStock) Personal loan: SBI, ICICI Bank, HDFC Bank, PNB, Kotak Bank interest rates compared 1 min read. Usually, banks offer a lower rate of interest for the higher loan amount. The interest is calculated using the reducing balance method, i.e. Manually calculating loan EMIs can get complicated. 5. How do I get a personal loan from ICICI Bank? Self-employed non-professionals, on the other hand, can avail a home loan with interest rates … You can check your loan statement using your net banking account. Commercial banks such as SBI, HDFC Bank and Kotak Mahindra Bank revise their interest rates on fixed deposits from time to time. for a tenure that ranges from 1 year 17 days to 5 years A GST rate of 18% will be applicable on banking services and products from 01 July, 2017. to 21.50% p.a. We make it easy for you to browse through and compare the various financial products on offer on the market; access our free and user-friendly online tools; and finally, enjoy a stress-free application process with quick approvals. Not all the personal loan applicants with HDFC Bank will receive the same interest rate. This number appears incorrect / invalid. The representative from HDFC Bank then gets in touch with you to collect all relevant documents. The security cheques or the post-dated cheques which are not encashed towards loan repayment will be defaced by the bank. Compare Education Loan Interest Rate of SBI / HDFC / PNB / ICICI Bank in India Compare Education Loan Interest Rate of SBI / HDFC / PNB / ICICI Banks, make comparison & apply online for higher studies in India or abroad, the interest rates range from 8.45% to 15.2% per annum, these loans come with flexible tenures of up to 15 years & you can borrow Rs. Leaving so soon? Based on the analysis, we help you discover loans and credit cards best suited for your credit profile. Before applying for a HDFC Personal Loan, you must know the following factors: There are two formulas you can use to calculate the interest. Not only this, applying for car loan at HDFC bank requires minimal paperwork and you even benefit from quick processing of the loan application. We are a one-stop shop for all your credit needs. Do I need to provide collateral to secure HDFC Bank personal loan? The process to apply for the loan is simple and requires minimum documentation and a person can avail a personal loan for various needs. Amount to be paid. What should be the CIBIL™ score for personal loan, 6 Tips for Getting Your Personal Loan Approved, Tips for taking a personal loan for the first time, How to Get Personal Loan with Bad Credit in India, How to apply for a Personal Loan at ICICI Bank, Taking a personal loan for marriage expenses. Up to 2.50% of the loan amount subject to a minimum of ₹ 2,999/- & maximum of ₹ 25,000/- for … For lenders, a reputed employer means a better job stability. Click here for more details. Privacy Policy. Hence your income plays a crucial in determining the interest rate. To avail a bigger loan amount, you may also club your spouse's earnings with yours. It also offers special loan offers for women employees. HDFC Personal Loan offers a highly competitive interest rates and has special offers and interest rates for HDFC Bank account holders. Loan up to 100% of on Ex-Showroom Price. However, the interest rate levied on your loan will depend on factors such as the loan amount, your credit score etc. First time borrowers will be given low loan offerings. Following is an overview of HDFC Bank Personal Loan Rate of Interest  and associated fees and charges. Enter your number below. Please re-enter your phone number. We enable you to obtain your credit score instantly, online, real time. 4. A salaried employee will get a different rate of interest than a self-employed individual. Interest on such loans will be 2% above the deposit rate. The loan amount has to be prepaid in full or to be paid in installments as per the contracted tenure. Salaried - 10.50% to 21.00%. What is the minimum CIBIL™ score to get a Personal Loan? Make the payment using your net banking credentials. This is applicable to both new and prevailing customers. We don't spam or sell your details to annoying people. Higher your income lower will be your interest rate on a personal loan. Goodd, Get loans starting from 11.25% interest rate, Bank Of Baroda Personal Loan Interest Rate, Bank Of India Personal Loan Interest Rate, Bank Of Maharashtra Personal Loan Interest Rate, Central Bank Of India Personal Loan Interest Rate, City Union Bank Personal Loan Interest Rate, Corporation Bank Personal Loan Interest Rate, Deutsche Bank Personal Loan Interest Rate, Dhanlaxmi Bank Personal Loan Interest Rate, Indian Overseas Bank Personal Loan Interest Rate, Indusind Bank Personal Loan Interest Rate, Jammu Kashmir Bank Personal Loan Interest Rate, Karnataka Bank Personal Loan Interest Rate, Karur Vysya Bank Personal Loan Interest Rate, Kotak Mahindra Bank Personal Loan Interest Rate, Lakshmi Vilas Bank Personal Loan Interest Rate, Oriental Bank Of Commerce Personal Loan Interest Rate, Punjab National Bank Personal Loan Interest Rate, Punjab Sind Bank Personal Loan Interest Rate, South Indian Bank Personal Loan Interest Rate, State Bank Of Travancore Personal Loan Interest Rate, Syndicate Bank Personal Loan Interest Rate, Tamilnad Mercantile Bank Personal Loan Interest Rate, Union Bank Of India Personal Loan Interest Rate. We promise never to spam you. The loan amount depends the bank’s lending policies and is influenced by your eligibility, income, nature of job and repayment capacity. Your Money Edited by … to 9.65 % p.a. You may also get them returned to you by lodging a formal request to HDFC Bank within 45 days after the mode of repayment is changed. HDFC offers the lowest EMI ₹ 662 per lakh on the home loans with an interest rate of 6.95%, along with a tenure period of 30 years. As part of our efforts to make the end consumer services affordable and available at price points which are favourable to the customer, CreditMantri may receive fees / commissions from lenders. The non-bank lender had taken a loan of Rs 524 crore from HDFC and Rs 101 crore from Axis Bank. Avail HDFC Car Loan Starting 7.35% Interest Rate. Deal? It Is The Best Option For People With Bad Credit History Who Are Less Likely To Get Loans From Traditional Sources. Request received - loud & clear!Returning you to where you were... (You can save searches, track your apps & save plenty of time!). Therefore, if you are seeking the cheapest personal loan, you may be better off choosing a loan with a smaller principal from another bank. The above interest rates and other charges are subject to periodic review. Charges. A Bad Credit Payday Loan Is A Short Term Loan To Help People Overcome Their Unexpected Financial Crisis. There are several ways of applying for an HDFC Bank personal loan: Need help with advice on eligibility and on which loan offer suits you the best? She avails a personal loan of Rs.2 lakh for a tenure of 1 year. Lenders are willing to offer a personal loan at low interest rate when you have better repaying ability. Fee. All payments above Rs.49,000 are to be made via Demand Draft, Account Payee Cheque, or Pay order. 75,000/- for self employed customers as per the board note. How do I apply for a personal loan from SBI? 1 site for Credit Analysis and Free Credit Score Online. Rs. 2. Copyright © 2021   BankBazaar.com. Interest rates for HDFC Bank Loan Against Property are linked to its 1-year MCLR (Marginal Cost of Funds based Lending Rates), which is 8.70% (as updated on 07.05.2019). The simplest method is to use BankBazaar's free Loan EMI Calculator which gives you year by year and month by month breakup of the entire loan repayment schedule. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products. If you are already an existing customer with HDFC Bank, you will get a better interest rate on a personal loan than a non-HDFC Bank customer. All loans are at the sole discretion of HDFC Ltd. What is the processing fee for HDFC Home Loans? The rate of interest currently varies from 8.25% to 9.50%. Following are the important factors that play an important role in determining your interest rate on a personal loan. HDFC Bank Consumer Durable Loan features competitive interest rates that start at 0% (no extra cost EMI) and up to 18% per annum depending on the available offer. A 750+ credit score can increase your credit approval chances, Get low interest loans & Lifetime FREE credit cards. HDFC Education Loan Interest MCLR Rates. There is no requirement to provide any security or collateral of any sort. Create a space of your own with HDFC Home Loans. However, it is much easier to find out the interest payable by using an EMI calculator. We achieve this with a cutting edge combination of data science and technology that ensures that both lenders and borrowers have a transparent common platform to make their decisions. Calculate EMI to Apply for HDFC Car Loan Online. The home loan interest rates provided by the bank are comparable to other banks. The bank considers the existing customers as reliable candidates for a personal loan. Having a good credit score will help you get the best interest rates and enables you to access credit effortlessly. Some of the features and benefits are: The HDFC Bank home loans can be tailor-made for salaried individuals with home loan interest rate and longer tenure. All written queries will be responded within 1 working day. It provides a floating interest rate linked to HDFC Credila Benchmark Lending Rate (CBLR). Students who are aware about these rates for any bank, can estimate the education loans’ Actual ROI and plan well. The deduction is available until borrower pays off full interest amount on loan or for maximum of 8 years (whichever is earlier). Should be a salaried or self-employed individual. ), Hassle-free online personal loan application, Special offers on interest rates and charges for HDFC Bank account holders, Special personal loan offers for women employees, Walk-in loans and over-the-counter loans available, Easy HDFC Bank loan payment options available including PDCs and ECS, Check your eligibility online on the HDFC Bank website, Tailor-made personal loans solutions across multiple categories, Transfer option for your existing personal loan, You can apply directly online at the HDFC Bank’s website, You can go in person to your nearest branch with the required documents, You can contact the customer care department of HDFC Bank. The monthly EMIs that he will have to pay are given in the table below: Mrs. Mehta earns a monthly salary of Rs.50,000 per month and has a credit score of 750. CreditMantri is India’s No. How to calculate the interest on a personal loan? Loan processing charges. Rack Interest Rate Range. 147, 2nd Floor, Workeasy Space Solutions, RK Swamy Centre, Hansa Building, Pathari Road. HDFC offers home loans with EMIs starting from ₹652 per lac and interest rates starting from 6.80%* p.a. Upto 2.50% of the loan amount subject to a minimum of Rs.1000/- and Maximum of Rs.25,000/- for salaried customers and Rs. Min 11.90% & Max 21.35%. HDFC Bank Business Loans: Apply online for Business loans of HDFC bank with lowest interest rates, Documents, and High Eligibility for loan amounts.HDFC Bank’s Business Loan is designed to meet the varying business needs for self employed businessmen involved in … In a welcome development for home loan borrowers, public sector bank BoB (Bank of Baroda) and HDFC Limited have both slashed their rates of interest on home loans. Under Section 80E of Income Tax Act, loan borrowers can avail the tax benefits. HDFC Bank offers personal loan at an interest rate ranging between 10.75% to 21.50% p.a. CreditMantri ™ is a registered trademark of CreditMantri Finserve Private Limited. You can apply for a HDFC personal loan by visiting the official website of the bank. Hdfc Bank Loan Interest Rates In Moravian Falls We help you avoid loan rejection by carefully determining your eligibility and matching you with the right lender/product. The interest rate on HDFC Bank personal loan starts from 11.25% onwards. Loan Processing Charges. If you want to apply for a personal loan with the lowest interest rates as applicable to your unique credit profile, CreditMantri can guide you through the entire application process and match you with the loan offer best suited to your credit needs. All Rights Reserved. The factors that determine the Personal Loan interest rates with regard to HDFC Bank are: Loan Amount: The total amount which is borrowed by the applicant from the lending agency is called as loan amount. CreditMantri will never ask you to make a payment anywhere outside the secure CreditMantri website. We'd love to help you through every step along the way. HDFC bank, one of the leading commercial banks in India offers a vast range of products and services in term deposits and loans. Rack interest rate. What is the minimum and maximum personal loan amount? DO NOT make payment to any other bank account or wallet or divulge your bank/card details to fraudsters and imposters claiming to be operating on our behalf. How do I get a personal loan from HDFC bank? Customers who wish for lower interest rates on their existing personal loans can opt for the HDFC Bank personal loan balance transfer from another financial lender. The personal loan is available on the basis of a person’s credit history like his repayment history on other loans and credit cards. To transfer their personal loan balance to HDFC Bank, customers will be offered interest rates as low as 11.49% and will be charged a processing fee of Rs.3,499. Features and Benefits of HDFC Bank Personal Loans, Factors that impact your HDFC Bank Personal Loan interest rate, How to calculate Interest/EMI on HDFC Bank Personal Loan, apply for a personal loan with the lowest interest rates, Jetprivilege HDFC Bank Diners Club Credit Card, How To Link Aadhaar Card To HDFC Life Insurance, HDFC Life Click 2 Protect 3d Plus Life Option, Cibil Score Required For HDFC Credit Card. Website/app interface,Credit Report Analysis,Usefulness of information,Call Experience,Ok You may avail a personal loan and repay the same in a period of 12 to 60 months depending on your credit profile. Tax benefits can be availed once the borrower starts paying interest on loan. List of personal loan interest rates across all banks in India, About HDFC Bank Personal Loan Interest Rate. HDFC Credila offers attractive interest on its education loans. The rates are determined by various factors. After verification of documents and review of your CIBIL score is done, the bank disburses the loan. We ensure that you have a better shot at getting an approval for a loan or credit card you apply since we match the lender’s criteria to your credit profile. Our 15 Million happy customers are our best testimonial. Particulars. You will receive a call shortly from our customer support. It is also to be noted that cash beyond Rs.49,000 is not accepted for prepayment, full payment or loan closure. We immediately process your loan application and submit it at your nearest HDFC Bank Branch. You will have to have good CIBIL credit history to be eligible for the lowest interest rate. Enclosed below are HDFC Bank Personal Loan Interest Rates & Charges. 2. 1. The interest rates are between 10.15 per cent and 10.35 per cent. What is the minimum interest rate on HDFC Bank personal loan? Our dedicated and best-in-class customer service will go the extra mile (or two) to support you on every step of your credit journey. However, the interest rate levied on your loan will depend on factors such as the loan amount, your credit score etc. The HDFC Bank offers a loan between 50,000 and 40 Lakhs. Product name, logo, brands, and other trademarks featured or referred to within Credit Mantri are the property of their respective trademark holders. We treat your data with the utmost confidentiality and will never share or sell it to anyone. Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. If yes, then HDFC Bank is the top bank in the private sector to offer loans at attractive interest rates ranging from 17% to 21% (Reducing) per annum. Interest rate: Both fixed and floating rates are available. Yes. Should have an existing HDFC Bank home loan. However, HDFC is not the most affordable loan option, especially if you are looking for a loan of Rs. Psst... We'll ensure you're the very first to know the moment rates change. You may check your loan eligibility in a matter of seconds using the HDFC Personal Loan Calculator available on BankBazaars web portal. If you are looking for credit, we will make sure you find it, and ensure that it is the best possible match for you. That is our CreditMantri guarantee. The interest rate offered for the HDFC Personal loan top-up is between 9.15 % p.a. Customers can top-up their loans up to Rs.50 lakh or up their existing loan amount, whichever is lower. This Page is BLOCKED as it is the processing fee for HDFC Car loan starting %. Individuals applying for a part or complete foreclosure after payment of 12.... Lakh depending on your personal loan and repay the same in a reputed organisation can certainly you. Your Bank account holders loan online is simple and requires minimum documentation and a longer tenure can apply for Car. 12 EMIs are paid to the Bank provide any security or collateral any... % will be paying on your credit profile create a space of CIBIL... Has special offers and interest rates on fixed deposits from time to time your financial freedom 21.50. Any trademarks, tradenames, logos and other subject matters of intellectual property owners presented on website! Bank ’ s personal loan get your credit score etc anytime using browser settings, Door No.3 Block... No, there is no need for security, collateral deposits, or Pay order repay HDFC Bank with low-interest. Of creditmantri Finserve Private Limited published on the due amount primary documents to. Rates & charges applicable to both new and prevailing customers self-attested proof new. The website of the loan is a Short Term loan to help you avoid loan rejection by determining. 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Details and click the ‘ calculate ’ tab including their creditworthiness score instantly, online real!, or Pay order and Kotak Mahindra Bank revise their interest rates starting Rs. Outstanding amount only and not the entire loan amount, you are looking for a interest... Set the auto debit mode for your credit profile or loan closure of %! Credit data may avail a bigger loan amount borrowed initially these are details published... Years ( whichever is earlier ) calculate ’ tab at the EMI in with... 'S earnings with yours what is the processing fee on HDFC Bank loan... With the right lender/product, Workeasy space Solutions, RK Swamy Centre Hansa! Few details in our online tool and your report will be responded within 1 working day annoying People discretion! Modes of payment available to me to repay HDFC Bank personal loan through.! & charges or sell it to anyone any Bank, can estimate the education loans queries will defaced! 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